Essential Plan — Affordable Funeral Cover
Simple, affordable funeral cover that takes care of the essentials. No medicals, no lifestyle questions — just fast, dependable cover for you and your family when it's needed most.
Funeral cover, kept simple
The Essential Plan is built for affordability and ease. It's a straightforward way to make sure that when the time comes, your family has money quickly to cover the costs of a funeral — without the stress of medicals or long application forms.
Who you can cover
- The policyholder — a South African citizen aged 18 to 65
- A spouse, aged 18 to 65
- Up to 5 of your own, adopted or step children under the age of 23
What you get
Fast funeral payout
The benefit is paid to your nominated beneficiary within 48 hours of claim requirements being met.
No medicals
No medicals and no lifestyle questions — quick and simple to take out.
Family cover
Cover yourself, your spouse and your children under one plan.
The Essential Plan offers entry-level funeral cover amounts to keep premiums affordable. Enquire for the current cover levels and premiums.
Want broader cover?
If you'd like higher cover levels and more comprehensive protection, take a look at our Exclusive Plan — or talk to us and we'll help you choose between them.
Essential Plan FAQs
Are there medicals for the Essential Plan?
Who can I cover?
How quickly is a funeral claim paid?
Is there a waiting period?
Funeral cover is underwritten by 1Life Insurance Ltd, an authorised Financial Services Provider (FSP 24769). Cover amounts, benefits, waiting periods, terms and conditions apply and are confirmed at application. Speak to us for current details.