Funeral Cover

Funeral Cover in South Africa

A funeral is one of the hardest times for any family — and one of the most expensive. Funeral cover pays out quickly to help with those costs, so your loved ones can grieve without the added weight of the bills.

FSCA-authorised broker Fast-paying funeral benefits Cover for your family

What funeral cover does

Funeral cover provides a benefit when a covered person passes away, designed to be paid out quickly so the family can meet the immediate costs of a funeral. It's a practical, affordable way to make sure a difficult time isn't made harder by money worries.

Our funeral cover options

We help you arrange funeral cover suited to your family and budget, underwritten by 1Life (FSP 24769).

Essential Plan

Underwritten by 1Life · FSP 24769

Straightforward, budget-friendly funeral cover — a simple way to make sure the essentials are taken care of.

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Exclusive Plan

Underwritten by 1Life · FSP 24769

More comprehensive funeral cover with higher cover levels and added benefits such as burial repatriation.

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Funeral cover vs life cover

They're often confused, but they do different jobs. Funeral cover handles the immediate costs of a funeral and pays out fast. Life cover provides a larger, longer-term benefit for your dependants' ongoing needs. Many families sensibly hold both — we'll help you weigh it up.

Funeral cover FAQs

What is funeral cover?
Funeral cover is a policy that pays out a benefit when a covered person passes away, helping the family cover the immediate costs of a funeral. Benefits are typically paid quickly so families aren't left waiting.
How is funeral cover different from life cover?
Funeral cover is designed for the immediate, shorter-term costs of a funeral. Life cover provides a larger, longer-term financial benefit to support dependants after you're gone. Many families choose both.
Who can I cover?
Funeral policies often let you cover yourself and family members, and some extend to parents and extended family. The exact terms depend on the plan — we help you find one that fits your family.
How do I arrange funeral cover with Excessible?
Get in touch and we'll talk through your needs, compare the options and help you put appropriate cover in place. We're a broker, so we're on your side.

Funeral cover is underwritten by 1Life (FSP 24769). Terms, conditions, waiting periods and eligibility criteria apply. Benefit details are confirmed at application — speak to us for the current terms.

Arrange funeral cover for your family

Talk to us about funeral cover that fits your family and budget.

Enquire Now Explore life cover