We offer comprehensive Fleet Insurance tailored for logistics companies, ensuring robust coverage for a wide range of fleet operations. Whether you manage a fleet of trucks for general freight, timber transport, waste and garbage disposal, or cross-border logistics, our policies provide financial protection against accidents, theft, fire, and third-party liabilities.
With excesses tailored for your unique portfolio, we offer flexible premiums based on factors such as risk exposure, previous losses, and operational frequency. Our coverage extends to cargo protection, driver liability, and vehicle damage, ensuring that your fleet stays on the road with minimal downtime. Whether operating within South Africa or across borders, Excessible helps safeguard your assets while keeping your business moving forward.
In South Africa, household security is a significant concern. According to Statistics South Africa's 2022/23 report, approximately 1.1 million households experienced housebreaking incidents, accounting for 5.7% of all households nationwide. Home robberies affected about 195,000 households, representing 1.0% of the total. These statistics underscore the importance of comprehensive household insurance coverage.
In addition to crime-related risks, South African households are increasingly vulnerable to natural disasters. The prolonged drought from 2015 to 2023 in regions like the Karoo exemplifies the growing impact of climate change, leading to significant economic and personal losses.
Given these risks, Excessible (Pty) Ltd. offers Household Cover designed to protect your home and valuables against theft, fire, natural disasters, and accidental damage. Whether safeguarding buildings, furniture, electronics, or high-value personal items, we provide comprehensive protection with premiums adjusted based on risk factors, claims history, and location. With options for all-risk cover, liability protection, and emergency assistance, Excessible ensures that your home remains secure, giving you peace of mind in an ever-changing risk environment.
Excessible provides specialized insurance solutions for engineering firms and large-scale projects, ensuring comprehensive protection against industry-specific risks. From civil and structural engineering to mechanical, electrical, and mining projects, our coverage includes contract works, plant and machinery, professional indemnity, and liability protection.
We understand the complexities of engineering environments, offering policies that safeguard against construction delays, equipment failure, unforeseen damages, and third-party claims. With a focus on risk assessment and proactive support, Excessible helps engineering firms mitigate financial setbacks, maintain project timelines, and protect assets, ensuring smooth operations from design to completion.
We offer tailored insurance solutions for the e-hailing industry and South African Taxi Association, ensuring comprehensive protection for drivers, passengers, and fleet owners. Operating in a high-risk environment, taxis and e-hailing vehicles face challenges such as accidents, hijackings, vandalism, and third-party liabilities. Our coverage includes vehicle protection and passenger liability ensuring that operators can stay on the road with minimal disruptions. Understanding the unique demands of the industry, Excessible provides flexible and scalable policies that support both individual drivers and large taxi associations, helping to reduce financial strain and enhance business sustainability in a rapidly evolving transport sector.
Our team in conjunction with our valued partners provide comprehensive Corporate and Commercial Insurance, safeguarding businesses against a wide range of risks that can impact operations, profitability, and sustainability. Companies face property damage, theft, fire, cyber threats, legal liabilities, employee-related risks, and business interruptions—all of which can have significant financial consequences. Our coverage extends to asset protection, business continuity, liability cover and specialized industry-specific policies. Whether you operate in retail, manufacturing, finance, hospitality, or professional services, Excessible delivers customized risk solutions that help mitigate unexpected losses, ensuring business resilience in an ever-changing economic and regulatory landscape.
