Trade Credit Insurance & Surety Bonds
Selling on credit and bidding for contracts both carry risk — an unpaid invoice, or a guarantee you're asked to provide. Trade credit cover protects your receivables, and surety bonds secure your commitments.
Two tools that protect your business
Trade credit insurance and surety bonds solve different problems, but both come down to protecting your business from other parties failing to pay or perform.
Trade credit insurance
Protects your receivables if a customer defaults or becomes insolvent.
Performance bonds
Guarantee that a contract will be completed as agreed.
Payment & other bonds
Secure payment obligations and other contractual commitments.
Why it matters
For many businesses, debtors are one of the biggest assets on the balance sheet — and one large unpaid invoice can do real damage. Trade credit cover turns that risk into something manageable. Surety bonds, meanwhile, are often a condition of winning work in the first place.
Typically useful for
- Manufacturers, wholesalers and distributors selling on terms
- Contractors bidding for projects that require guarantees
- Any business exposed to large or concentrated debtors
Guidance through the detail
Both products come with specific terms and conditions. As an independent broker we help you understand your exposure, compare options across our panel, and put the right protection in place.