Professional Indemnity Insurance
If your clients rely on your advice or expertise, a single mistake can lead to a costly claim. Professional indemnity cover protects your business — and your reputation — when your work is called into question.
What professional indemnity covers
PI cover responds when a client alleges that your professional service or advice caused them a financial loss — through an error, an omission, or negligence. Crucially, it covers the cost of defending the claim, not just any settlement.
Errors & omissions
Mistakes or oversights in the work or advice you provide to clients.
Professional negligence
Claims that your service fell short of the expected professional standard.
Legal defence costs
The cost of defending a claim — often significant, even where the claim is unfounded.
Who typically needs it
- Consultants and advisors
- Engineers, architects and built-environment professionals
- Accountants and financial professionals
- IT and technology service providers
- Any business whose clients rely on its advice or specifications
Some client contracts and professional bodies require PI cover before you can take on work. We help you match your cover to those requirements.
Guidance, not guesswork
Choosing the right limit and terms matters. As an independent broker we compare cover across our panel and help you set a limit that reflects your real exposure — then stand with you if a claim arises.