For Contractors & Industry

Engineering Insurance

Plant breaks down, projects hit snags, and equipment fails when you can least afford it. Engineering insurance protects the machinery and construction works your business is built on.

FSCA-authorised broker (FSP 55248) Based in Midrand Access to 10+ insurers

Cover across the engineering lifecycle

From a single machine to a full construction project, engineering risks are specialised — and standard business cover rarely reaches them. We arrange the right combination for how your operation actually works.

Machinery breakdown

Sudden, unforeseen damage to the plant and equipment you rely on.

Contractors' All Risks (CAR)

Cover for building and civil works during construction.

Erection All Risks (EAR)

Cover for installing and commissioning plant and machinery.

Who it's for

  • Contractors and construction firms
  • Manufacturers running significant plant
  • Engineering and installation businesses
  • Project owners needing works cover

Project cover is often a contractual requirement — we help you match your policy to what your contracts demand.

Specialist cover, explained plainly

Engineering policies carry a lot of technical detail. As an independent broker we compare options across our panel and translate the fine print, so you know exactly what's covered before work starts.

Engineering insurance FAQs

What does engineering insurance cover?
It covers risks around plant, machinery and construction — including machinery breakdown, contractors' all risks (CAR) and erection all risks (EAR) for projects. The right combination depends on your operation.
What is CAR and EAR cover?
Contractors' All Risks (CAR) covers building and civil projects during construction; Erection All Risks (EAR) covers the installation of plant and machinery. Both protect works, materials and often surrounding property.
Do you cover machinery breakdown?
Yes — machinery breakdown cover responds to sudden, unforeseen damage to plant and equipment your operation depends on.
Who needs engineering insurance?
Contractors, construction firms, manufacturers and any business running significant plant or machinery, or undertaking construction and installation projects.

Get an engineering insurance quote

Tell us about your plant, projects and contracts, and we'll structure the right cover.

Get a Quote Run a free audit